What kind of loan program is best for you?
“Should I get a fixed-rate or adjustable-rate mortgage?” or “What’s the difference between a conventional loan and a government loan?”
Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer. Fortunately, the Mortgage Expert Team at AMAC – American Mortgage Alliance Company will help you build a mortgage plan that fits your current lifestyle and your future goals.
Conventional Loans
Conventional products provide a wide variety of homebuying and refinancing options for well-qualified borrowers. Government products restrict lending to . . .
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low-interest rates . . .
FHA Loans
FHA loans are mortgages that are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
Jumbo Loans
A jumbo loan, also known as a jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA). . . .
Investor Loans
When you're looking for a home loan, there are many factors that determine the terms and interest rates you'll receive from lenders. One of these is whether you're . . .
Portfolio Products
Many borrowers need flexible products with low-interest rates, flexible terms, and minimal down payments. Affordability is the key to many borrowers being able . . .
USDA
People are often overwhelmed by the different kinds of mortgages available today. Are you one of those people thinking of planning a property? If you have an idea of . . .
Reverse Mortgage
A reverse mortgage is a loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their homes into cash.
Other Loan Types
There are other types of loans that are less commonly known to the public yet can be made available to some clients on occasion. To find out more about what types of other loans we offer or that you qualify for, please contact us so we can assist you.